Privacy Policy

Last updated: January 10, 2025

1. Information We Collect

We collect information you provide directly to us, such as when you create an account, use our services, or contact us for support.

Personal Information:
  • Name and email address
  • Account credentials (username and encrypted password)
  • Profile information and preferences
  • Subscription and billing information
Financial Tracking Data:
  • Financial offer details (institution names, bonus amounts, dates)
  • Spending progress and bonus tracking information
  • Personal notes and custom categories
  • Notification preferences
Usage Information:
  • Log data (IP address, browser type, access times)
  • Device information and operating system
  • Usage patterns and feature interactions

2. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve our services
  • Process transactions and manage your account
  • Send you notifications about deadlines and bonuses
  • Provide customer support and respond to inquiries
  • Analyze usage patterns to improve user experience
  • Comply with legal obligations and protect our rights

3. Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties except in the following circumstances:

  • Service Providers: We may share information with trusted third-party service providers who assist us in operating our service
  • Legal Requirements: We may disclose information when required by law or to protect our rights and safety
  • Business Transfers: Information may be transferred in connection with a merger, acquisition, or sale of assets
  • Consent: We may share information with your explicit consent

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information:

  • Encryption of sensitive data in transit and at rest
  • Secure authentication and access controls
  • Regular security assessments and updates
  • Limited access to personal information on a need-to-know basis
  • Two-factor authentication for admin accounts

5. Data Retention

We retain your personal information for as long as necessary to provide our services and fulfill the purposes outlined in this policy. When you delete your account, we will delete your personal information within 30 days, except where retention is required by law.

6. Your Rights and Choices

You have the following rights regarding your personal information:

  • Access: Request access to your personal information
  • Correction: Update or correct inaccurate information
  • Deletion: Request deletion of your personal information
  • Portability: Request a copy of your data in a portable format
  • Opt-out: Unsubscribe from marketing communications
  • Account Settings: Manage notification preferences and privacy settings

7. Cookies and Tracking

We use cookies and similar technologies to:

  • Remember your login status and preferences
  • Analyze usage patterns and improve our service
  • Provide personalized content and features

You can control cookie settings through your browser preferences.

8. Third-Party Services

Our service may contain links to third-party websites or integrate with third-party services. This privacy policy does not apply to third-party services, and we encourage you to review their privacy policies.

9. Children's Privacy

Our service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information in accordance with this privacy policy.

11. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically.

12. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us through the application or via email. We will respond to your inquiry within 30 days.

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